PRIVATE AGREEMENT     No. RRK 050302-PA
Non-Negotiable - Private Between the Parties

PARTIES
Debtor:     KARCZEWSKI, RAYMOND, RONALD© TRADE-NAME (*)     Creditor:     Raymond Ronald Karczewski©
                 P.O. Box 1870                                                                                                   PostOffice Box 1870
                 Cave Junction OR  97523                                                                                   Cave Junction OR  97523
                 (RAYMOND RONALD KARCZEWSKI, and any and all                            
                  derivatives and variations in the spelling of said name.)
                  Debtor's Social Security Account Number:  359-28-0000

This Private Agreement is mutually agreed upon and entered into on this Third
Day of the Fifth Month in the Year of Our Lord One Thousand and Two between
the juristic person, RAYMOND RONALD KARCZEWSKI©, and any and all
derivatives and variations in the spelling of said name except "Raymond Ronald
Karczewski" hereinafter jointly and severally "Debtor," and the living, breathing,
flesh-and-blood man, known by the distinctive appellation Raymond Ronald
Karczewski©, hereinafter "Creditor."

In consideration for Creditor
(a) constituting the source, origin, substance, and being, i.e. basis of "preexisting
claim,"  from which the existence of Debtor is derived, and the basis upon which
Debtor functions as a transmitting utility, i.e. serves as a conduit, granting Creditor
capacity for interacting, contracting, and exchanging goods and services in
commerce with other artificial/juristic persons;
(b)  constituting the source of Debtor's assets, via the sentient existence, exercise
of faculties, and labor of Creditor, which provides valuable  consideration sufficient
for supporting any contract whatsoever that the Debtor may execute and
concerning which Debtor may be regarded as bound and
(c)  providing the security for payment of all sums now due and owing, and as
might become due and owing, by Debtor.  Debtor, for valuable consideration, does
hereby and herewith Agree and Covenant that Debtor shall undertake the
obligation of
     (i)  functioning and serving as a transmitting utility for the benefit of Creditor,
granting Creditor ability for engaging in commerce with other juristic persons, and
(ii)  indemnifying, defending, and holding Creditor  harmless from and against any
and all liability, claims, demands, orders, summonses, warrants, judgments,
damages, costs, losses, liens, depositions, lawsuits, legal actions, penalties, fines,
interests, and expenses whatsoever, both absolute and contingent, due and as
might become due, now existing and hereafter arising, howsoever evidenced,
suffered, incurred by, and imposed on Debtor, and for whatever reason, purpose,
and cause whatsoever.  Debtor, for valuable consideration, does also hereby and
herewith expressly acknowledge, consent, and agree that Creditor cannot and
must not, under any circumstance, nor in any manner whatsoever, be deemed an
accommodation party, nor a surety, for Debtor.

Words Defined;  Glossary of Terms.  As used in this Private Agreement, the
following words and terms express the meanings set forth as follows, non
obstante:
Appellation.  In this Private Agreement the term "appellation"  means:  A general
term that introduces and specifies a  particular term which may be used in
addressing, greeting, calling out for, and making appeals of a particular living,
breathing, flesh-and-blood man.

Conduit.  In this Private Agreement the term "conduit" signifies a means of
transmitting and distributing energy and the effect/produce of labor, such as goods
and services, via the name " RAYMOND RONALD KARCZEWSKI," also known by
any and all derivatives and variations in the spelling of said name of Debtor except
"Raymond Ronald Karczewski."

Creditor.  In this Private Agreement the term "Creditor" means Raymond Ronald
Karczewski©

Derivative.  In this Private Agreement the word "derivative" means coming from
another; taken from something preceding; secondary; that which has not the origin
in itself, but obtains existence from something foregoing and of a more primal and
fundamental nature; anything derived from another.

En legis.  In this Private Agreement the term "en legis" means a creature of the
law, an artificial being, as contrasted with a natural person, such as a corporation,
considered as deriving its existence entirely from the law.

RAYMOND RONALD KARCZEWSKI.  In this Private Agreement the term
"RAYMOND RONALD KARCZEWSKI" means RAYMOND RONALD
KARCZEWSKI©,  and any and all derivatives and variations in the spelling of said
name except "Raymond Ronald Karczewski" Common Law Copyright ª by
Raymond Ronald Karczewski©. All Rights Reserved.

Raymond Ronald Karczewski.  In this Private Agreement the term "Raymond
Ronald Karczewski" means the sentient, living being known by the distinctive
appellation "Raymond Ronald Karczewski."  All rights are reserved re use of
Raymond Ronald Karczewski©,  Autograph Common-law Copyright ª 2002 by
Raymond Ronald Karczewski©.

Juristic person.  In this Private Agreement the term "juristic person" means an
abstract, legal entity ens legis, such as a corporation, created by construct of law
and considered as possessing certain legal rights and duties of a human being; an
imaginary entity, such as Debtor, i.e. RAYMOND RONALD KARCZEWSKI©, which,
on the basis of legal reasoning, is legally treated as a human being for the
purpose of conducting commercial activity for the benefit of a biological, living
being, such as Creditor.
                "From the earliest times the law has enforced rights and exacted
liabilities by utilizing a Corporate concept - by recognizing, that is, juristic persons other than
human being.The theories by which this mode of legal operation has developed, has
been justified,  qualified, and defined are the subject matter of a very sizable library.
The historic roots of a particular society, economic pressures, philosophic notions, all
have had their share  in the law's response to the ways of men in carrying on their affairs
through what is now the familiar device of the corporation.-----Attribution of legal rights and
duties to a juristic person other than man is necessarily a metaphorical process.  And non
the worse for it.  
                 No doubt, "Metaphors in law are to be narrowly watched."   Cardoza, j., in Berkey v. third Avenue  Co., 244 N.Y. 84, 94.  "But all
instruments of thought  should be narrowly watched lest they be abused and fail in their service to reason."  See   U.S v. SCOPHONY CORP. OF AMERICA. 333 U.S. 795; 68 S.Ct 855;1948 U.S."    

Living, breathing, flesh-and-blood man.  In this Private Agreement the term
"living, breathing, flesh-and-blood man" means the Creditor, Raymond Ronald
Karczewski©, a sentient, living being, as distinguished from an artificial legal
construct, ens legis, i.e. a juristic person, created by law.

Non obstante.  In this Private Agreement the term "non obstante"  means; Words
anciently used in public and private instruments with the intent of precluding, in
advance, any interpretation other than certain declared objects, purposes.
               "There everyman is independent of all laws, except those prescribed by
nature.  He is not   bound by any institutions formed by his fellow man without his consent."
CRUDEN V. NEALE,  2 n.c. 338 (1796) 2 s>e> 70.

Private Agreement.  In this Private Agreement the term "Private Agreement"
means the written, express, Private Agreement No. RRK-050302-PA dated the
Third Day of the Fifth Month in the Year of Our Lord Two Thousand and Two,
between Creditor and Debtor, together with all modification of and substitutions for
said Private Agreement.

Sentient, living, being.  In this Private Agreement the term "sentient, living being"
means the Creditor, i.e. Raymond Ronald Karczewskiª, a living, breathing, flesh-
and-blood man, as distinguished  from an abstract legal construct such as an
artificial entity, juristic person, corporation, partnership, association, and the like.

Signature.  See UCC  3-401(b)  (what is considered signature)

Signed.  See UCC  1-201(39) (what is considered signed)

This is a continuing Private Agreement and perpetuates in effect until the
death, i.e. the permanent cessation of all vital functions and faculties of
Creditor.

This Private Agreement No. RRK-050302-PA is dated 050302
Third Day of the Fifth Month of Our Lord Two Thousand and Two.

Debtor: RAYMOND RONALD KARCZEWSKI©

RAYMOND RONALD KARCZEWSKI©
Debtor's Signature                           

Creditor accepts Debtor's signature in accord with UCC  1-201(39), 3-401(b).
Creditors Signature


Autograph Common Law Copyrightª 2002 by Raymond Ronald Karczewski©.  All Rights Reserved