HOLD HARMLESS AND INDEMNITY AGREEMENT  No. RRK-050302-HHIA
Non-Negotiable - Private Between the Parties
PARTIES
Debtor:     KARCZEWSKI, RAYMOND, RONALD© TRADE-NAME (*)    
                 P.O. Box 1870                                                                                               
                 Cave Junction OR  97523                                                                             
                 (RAYMOND RONALD KARCZEWSKI©, and any and all Raymond
                 Ronald Karczewski© derivatives and variations in the spelling of said name.)
                 Debtor's Social Security Account Number:  35--2--0---

Creditor:  Raymond Ronald Karczewski ©
               In care of:  Post Office Box 1870
                Cave Junction Oregon

This Hold-harmless and Indemnity Agreement is mutually agreed upon and entered
into in this Third Day of the Fifth Month in the Year of Our Lord Two Thousand and
Two between the juristic person, RAYMOND RONALD KARCZEWSKI©,  and any
and all derivatives and variations in the spelling of said name except "Raymond
Ronald Karczewski," hereinafter jointly and severally "Debtor," and the living,
breathing, flesh-and-blood man, known by the distinctive appellation Raymond
Ronald Karczewski©, hereinafter "Creditor."

For valuable consideration Debtor hereby expressly agrees and covenants, without
benefit of discussion, and without division, that Debtor holds harmless and
undertakes  the indemnification of Creditor from and against any and all claims,
legal actions, orders, warrants, judgments, demands, liabilities, losses, depositions,
summonses, lawsuits, costs, fines, liens, levies, penalties, damages, interests, and
expenses whatsoever, both absolute and contingent, as are due and as might
become due, now existing and as might hereafter arise, and as might be suffered-
incurred by, as well as imposed on, Debtor for any reason, purpose, and cause
whatsoever. Debtor does hereby and herewith expressly covenant and agree
that Creditor shall not under any circumstance, nor in any manner
whatsoever, be considered an accommodation party, nor a surety, for
Debtor.

Words Defined;  Glossary of Terms.  As used in this Hold-harmless Agreement,
the following words, and terms express the meaning set forth as follows, non
obstante:

Appellation.  In this Hold-harmless Agreement the term "appellation" means: A
general term that introduces and specifies a particular term which may be used in
addressing, greeting, calling out for, and making appeals of a particular living,
breathing, flesh-and-blood man.

Conduit.  In this Hold-harmless Agreement the term "conduit" signifies a means of
transmitting and distributing energy and the effects/produce of labor, such as goods
and services, via the name of "RAYMOND RONALD KARCZEWSKI" also known by
any and all derivatives and variations in the spelling of said name of Debtor except
"Raymond Ronald Karczewski."

Creditor.  In this Hold-harmless Agreement the term "Creditor" means Raymond
Ronald Karczewski©.

Debtor.  In this Hold-harmless Agreement the term "Debtor" means RAYMOND
RONALD KARCZEWSKI, also known by any and all derivatives and variations in
the spelling of said name except "Raymond Ronald Karczewski."

Derivative.  In this Hold-harmless Agreement the term "derivative" means coming
from another; taken from something preceding; secondary; that which has not the
origin in itself, but obtains existence from something foregoing and of a more primal
and fundamental nature; anything derived from another.

Ens legis.  In this Hold-harmless Agreement the term "ens legis" means a creature
of the law, an artificial being, as contrasted with a natural person, such as a
corporation, considered as deriving its existence entirely from the bar.

Hold-harmless and Indemnity Agreement.  In this Hold-harmless and Indemnity
Agreement the term "Hold-harmless and Indemnity Agreement" means this Hold-
harmless and Indemnity Agreement No. RRK-050302-HHIA, as this Hold-harmless
Agreement may be amended and modified in accordance with the agreement of the
parties signing hereunder, together with all attachment, exhibits, documents,
endorsement, and schedules re this Hold-harmless and Indemnity Agreement
attached hereto.

RAYMOND RONALD KARCZEWSKI.  In this Hold-harmless and Indemnity
Agreement the term "RAYMOND RONALD KARCZEWSKI" means RAYMOND
RONALD KARCZEWSKI©, and any and all derivatives and variations in the spelling
of said name except "Raymond Ronald Karczewski," Common Law Copyrightª
2002 by Raymond Ronald Karczewski©.  All Rights Reserved.

Raymond Ronald Karczewski.  In this Hold-harmless and Indemnity Agreement
the term "Raymond Ronald Karczewski" means the sentient, living, flesh-and-blood
man identified by the distinctive appellation "Raymond Ronald Karczewski."  All
rights are reserved re use of Raymond Ronald Karczewski©, Autograph Common
Law Copyrightª 2002 by "Raymond Ronald Karczewski©.

Juristic person.  In this Hold-harmless and Indemnity agreement the term "jursitic
person" means an abstract, legal entity ens legis, such as a corporation, created by
construct of law and considered as possessing certain legal rights and duties of a
human being; an imaginary entity, such as Debtor, i.e. RAYMOND RONALD
KARCZEWSKI©, which, on the basis of legal reasoning, is legally treated as a
human being for the purpose of conducting commercial activity for the benefit of a
biological, living being, such as Creditor.
    
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"from the earliest times the law has enforced rights and exacted liabilities by utilizing
a  corporate concept -- by recognizing, that is, juristic persons other than human
beings.  The theories by which  this mode of legal operation has developed, has been
justified,  qualified, and defined are the subject matter of a very sizable library.  The historic
roots roots  of a particular society, economic pressure, philosophic notions, all have had  their
share in  the law's response to the ways of men in carrying on their affairs through what is now
the  familiar device of the corporation. ----- Attribution of legal rights and duties to a
juristic person  other than man is necessarily a metaphorical process.  An none the worse for it.  No
doubt,  "Metaphors in law are to be narrowly watched." Cardoza, j., in Berkey v. third
Avenue  Co., 244 N.Y. 84, 94.  "But all  instruments of thought should be narrowly watched lest they be abused and
fail in their service to reason."  See  U.S v. SCOPHONY CORP. OF AMERICA. 333
U.S. 795; 68 S.Ct 855; 1948 U.S."    
                         
~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~


Living, breathing, flesh-and-blood man.  In this Hold-harmless and Indemnity
Agreement the term "living, breathing, flesh-and-blood man" means the Creditor
Raymond Ronald Karczewsk©ª, a sentient, living being, as distinguished from an
artificial legal construct, ens legis, i.e. a juristic person, created by construct of law.

                                        
~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~

"There, every man is independent of all laws, except those prescribed by nature.  He
is not bound by any institutions formed by his fellowmen without his consent."
Cruden v. Neale, 2 N.C. 338 (1796) 2 S.E. 70.
                                            
~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~


Non obstante.  In this Hold-harmless and Indemnity Agreement the term "non
obstante" means; Words anciently used in public and private instruments with the
intent of precluding, in advance, any interpretation other than certain declared
objects, purposes.

Sentient, living, being.  In this Private Agreement the term "sentient, living being"
means the Creditor, i.e. Raymond Ronald Karczewski©, a living, breathing, flesh-
and-blood man, as distinguished  from an abstract legal construct such as an
artificial entity, juristic person, corporation, partnership, association, and the like.
 
Transmitting Utility.  In this Hold harmless and Indemnity Agreement the term
"transmitting utility" means a conduit , e.g. the Debtor, i.e. RAYMOND RONALD
KARCZEWSKI©.

UCC.  In this Hold harmless and Indemnity Agreement the term "UCC" means
Uniform Commercial Code.

This Hold-harmless and Indemnity Agreement No. RRK-050302-HHIA is dated;
050302 Third Day of the Fifth Month in the Year of our Lord Two Thousand and Two.

Debtor:  RAYMOND RONALD KARCZEWSKI©

RAYMOND RONALD KARCZEWSKI©
Debtor's signature

Creditor accepts Debtor's Signature in accord with UCC   1-201(39), 3-401(b)
Creditor's Signature


Autograph Common Law Copyrightª 2002 by Raymond Ronald Karczewski©.  All
Rights Reserved