Copyright Notice:   

All rights reserved re: common-law copyright/trade-mark, RAYMOND RONALD
KARCZEWSKI©--as well as any and all derivatives and variations in the spelling of
said trade-name/trade-mark--Common Law Copyright©  2002 by Raymond Ronald
Karczewskiª.  

Said common-law trade-name/trade-mark, RAYMOND RONALD KARCZEWSKI©,
may neither be used, nor reproduced, neither in whole nor in part, nor in any manner
whatsoever, without the prior, express, written consent and acknowledgment of
Raymond Ronald Karczewski© as signified by the red-ink signature of Raymond
Ronald Karczewski©, hereinafter "Secured Party."  

With the intent of being contractually bound, any juristic person, as well as the
agent of said juristic person, consents and agrees by this Copyright Notice that
neither said juristic person, nor the agent of said juristic person, shall display, nor
otherwise use in any manner, the common-law trade-name/trade-mark RAYMOND
RONALD KARCZEWSKI©, nor the common law copyright described  herein, nor any
derivative of, nor any variation in the spelling of, RAYMOND RONALD
KARCZEWSKI© without the prior, express, written consent and acknowledgment of
Secured Party, as signified by Secured Party's signature in red ink.  

Secured Party neither grants, nor implies, nor otherwise gives consent for any
unauthorized use of RAYMOND RONALD KARCZEWSKI©, and all such unauthorized
use is strictly prohibited.  

Secured Party is not now, nor has Secured Party ever been, an accommodation
party, nor a surety, for the purported debtor, i.e. "RAYMOND RONALD
KARCZEWSKI," nor for any derivative of, nor for any variation in the spelling of, said
name, nor for any other juristic person, and is so-indemnified and held harmless by
Debtor, i.e. "RAYMOND  RONALD KARCZEWSKI,"  in Hold-harmless and Indemnity
Agreement No.RRK-050302-HHIA dated the Third Day of the Fifth Month in the Year
of Our Lord Two Thousand  and Two against any and all claims, legal action, orders,
warrants, judgments, demands, liabilities, losses, depositions, summonses, lawsuits,
costs, fines, liens, levies, penalties, damages, interests, and expenses whatsoever,
both absolute and contingent, as are due and as might hereafter arise, and as might
be suffered by, imposed on, and incurred by Debtor for any and every reason,
purpose, and cause whatsoever.  

Self-executing Contract/Security Agreement In Event of Unauthorized Use:  
By this Copyright Notice, both the juristic person and the agent of said juristic person,
hereinafter jointly and severally "User," consent and agree that any use of RAYM0ND
RONALD KARCZEWSKI© other than authorized use as set forth above constitutes
unauthorized use, counterfeiting, of Secured Party's common-law copyrighted
property, contractually binds User, renders this Copyright Notice a Security
Agreement wherein User is debtor and Raymond Ronald Karczewski© is Secured
Party, and signifies that User:
(1) grants Secured Party a security interest in all of User's assets, land, and personal
property, and all of User's interest in assets, land, and personal property, in the sum
certain amount of $500,000.00 per each occurrence of use of the common-law-
copyrighted trade-name/trade-mark RAYMOND RONALD KARCZEWSKI©  as well
as for each and every occurrence of use of any and all derivatives of, and variations in
the spelling of, RAYMOND RONALD KARCZEWSKI©, plus costs, plus triple
damages;
(2)  authenticates this Security Agreement wherein User is debtor and Raymond
Ronald Karczewski©  is Secured Party, and wherein User pledges all 0f User's
assets, land, consumer goods, farm products, inventory, equipment, money,
investment property, commercial tort claims, letters of credit, letter-of-credit rights,
chattel paper, instruments, deposit accounts, accounts, documents, and general
intangibles, and all User's interest in all such foregoing property, now owned and
hereafter acquired, now existing and hereafter arising, and wherever located, as
collateral for securing User's contractual obligation in favor of Secured Party for
User's unauthorized use of Secured Party's common-law-copyrighted property;  
(3)  consents and agrees with Secured Party's filing of a UCC Financing Statement in
the UCC filing office, as well as in any county recorder's office, wherein User is debtor
and Raymond Ronald Karczewski© is Secured Party;
(4)  consents and agrees that said UCC Financing Statement described above in
paragraph "(3)" is a continuing financing statement, and further consents and agrees
with Secured Party's filing of any continuation statement necessary for maintaining
Secured Party's perfected security interest in all of User's property and interest in
property, pledged as collateral in this Security Agreement and described above in
paragraph "(2),"  until User's contractual obligation therefofore incurred has been fully
satisfied;
(5)  consents and agrees with Secured Party's filing of any UCC Financing Statement,
as described above in paragraph "(3),"  and "(4)," as well as the filing of any Security
Agreement, as described in paragraph "(2),"  in the UCC filing office, as well as in any
county recorder's office;
(6)  consents and agrees that any and all such filings described in paragraphs "(4)"
and "(5)" above are not, and may not be considered, bogus, and that User will not
claim that any such filing is bogus;
(7)  waives all defenses; and
(8)  appoints Secured Party as Authorized Representative for User, effective upon
User's default re User's contractual obligations in favor of Secured Party as set forth
below under "Payment Terms" and "Default  Terms" granting Secured Party full
authorization and power for engaging in any and all actions on behalf of User
including, but not limited by, authentication of a record on behalf of User, as Secured
Party, in Secured Party's sole discretion, deems appropriate, and User further
consents and agrees that this appointment of Secured Party as Authorized
Representative for User, effective  upon User's default, is irrevocable and coupled
with a security interest.

User further consents and agrees with all of the following additional terms of
Self-executing Contract/Security Agreement in Event of Unauthorized Use:  

 Payment terms:  In accordance with fees for unauthorized use of RAYMOND
RONALD KARCZEWSKI© as set forth above, User hereby consents and agrees that
User shall pay Secured Party all unauthorized-use fees in full within ten (10) days of
the date User is sent Secured Party's  invoice, hereinafter "invoice," itemizing said
fees.  

Default Terms:  In event of non-payment in full of all unauthorized-use fees by User
within ten (10) days of date Invoice is sent, User shall be deemed in default and:
(a)  all of User's property and property pledged as collateral by User, as set forth in
above in paragraph "(2)" immediately becomes, i.e. is, property of Secured Party;
(b)  Secured Party is appointed User's Authorized Representative as set forth above
in paragraph "(8)"; and
(c) User consents and agrees that Secured Party may take possession of, as well as
otherwise dispose of in any manner that Secured Party, in Secured Party's sole
discretion, deems appropriate, including, but not limited by, sale at auction, at any
time following User's default, and without further notice, any and all of User's property
and interest, described above in paragraph "(2)," formerly pledged as collateral by
User, now property of Secured Party, in respect of this "Self-executing
Contract/Security Agreement in Event  of Unauthorized Use," that Secured Party,
again in Secured Party's sole discretion, deems appropriate.

Terms for Curing Default:  Upon event of default, as set forth above under "Default
Terms," irrespective of any and all of User's former property and interest in property,
described above in paragraph "(2),"  in the possession of, as well as disposed of by,
Secured Party, as authorized above under "Default Terms," User may cure User's
default only re the remainder of User's said former property and interest property,
formerly pledged as collateral that is neither in the possession of, nor otherwise
disposed of by, Secured Party within twenty (20) days of date of User's default only by
payment in full.

Terms of Strict Foreclosure:   User's non-payment in full of all unauthorized-use fees
itemized in Invoice within said twenty- (20) day period for curing default as set forth
above under "Terms for Curing Default" authorizes Secured Party's immediate non-
judicial strict foreclosure on any and all remaining former property and interest in
property, formerly pledged as collateral by User, now property of Secured Party, which
is not in the possession of, nor otherwise disposed of by, Secured Party upon
expiration of said twenty- (20) day default-curing period.  Ownership subject to
common-law copyright and UCC Financing Statement and Security Agreement filed
with the UCC filing office.  Record Owner: Raymond Ronald Karczewski©, Autograph
Common Law Copyright © 2002.  

Unauthorized use of "Raymond Ronald Karczewski" incurs same unauthorized-use
fees as those associated with RAYMOND RONALD KARCZEWSKI©, as set forth
above in paragraph "(1)" under "Self-executing Contract/Security Agreement in Event
of Unauthorized Use."